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        <copyright>Copyright 2009</copyright>
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            <title>Health Trends: The Future of HSAs</title>
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            <description>&lt;img src="http://brightcove.vo.llnwd.net/d2/unsecured/media/29794487/29794487_527380266_17fadec6351967656efc499bef4466e9b636d6cd.jpg?pubId=29794487"/&gt;Roy Ramthun is the president of HSA Consulting Services, LLC.  He has also served as healthcare advisor to President Bush.</description>
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